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Pay day loans not only a person’s issue that is poor. Scientists discover that borrowers exist in most taxation brackets

Scientists discover that borrowers exist in every taxation brackets

A team of researchers led by faculty in the University of Georgia discovered that cash advance borrowers usually result from middle- and higher-income households, not only poor or populations that are lower-earning.

Mary Caplan, an associate professor when you look at the class of Social just work at UGA, led a study that analyzed a dataset that is nationally representative the Federal Reserve Board’s 2013 Survey of Consumer Finances. Continue reading

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